It's just what you've been looking for...

Seize all the business opportunities that come your way with a competitive interest rate comparable to that of a typical bank's Line of Credit - the prime plus 4%¹.

With an interest rate so low, you're way ahead on every job!

The tool you've been waiting for to manage your money effectively...

Pay no annual fees.

Control your expenses and those of your employees accurately with a detailed monthly statement of account per employee or per card number.

Reduce your administrative load with only one payment per month.

Take advantage of a 21-day payment delay starting from the statement issue date.

Obtain additional cards free of charge.

Use the authorized payment service to pay your monthly account.

Settle your monthly account statement in many convenient ways such as by authorized payment, by mail, via Internet or anywhere in the Desjardins network.

¹Caisse centrale Desjardins du Quebec's prime rate in effect at the time of purchase, plus 4%.

An advantage that adds up with AIR MILES® reward miles...

With the TOTEM Commercial Card, every simple step... adds reward miles! By simply paying for your purchases with your TOTEM Comericial Card, you earn one reward mile with every $20 worth of purchaes billed on your account. Plus, by also presenting your AIR MILES Collector Card, you can earn even more reward miles thanks to the standard base offer* at TOTEM.

*Base Offer: 1 AIR MILES reward mile for every $20 spent cumulatively throughout the month.

Print your application form and submit it by fax or mail to:

Desjardins TOTEM Commercial Card
c/o Commercial Credit
PO Box 11070 Stn Centre Ville
Montreal, QC
H3C 9Z9

Fax: 1-866-720-4210

Print Application Form

totem.ca